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Life Insurance terms and definitions.
Many seniors own life insurance policies that they no longer need or want, or that they can no longer afford. Often, they allow their policies to lapse or cash them into the insurance company for the surrender value. What many seniors don’t realize is that their unwanted life insurance may be worth much more if [...]
We humans are as creative on the “Dark Side” of commercial activity as we are in developing beneficial new products and services. In the face of huge financial benefits, however, some corporate executives can’t resist taking an extra dessert even before their shareholders have finished dinner. Some scandals have more of an impact on investors [...]
When To Consider Selling Your Life Insurance Policy?
A Life Insurance Policy is a personal property, like a house, car, antiques, old painting or stocks and bonds. You can sell your life insurance policy like you sell your other personal property items. Life insurance may now be viewed as a traditional asset that can be purchased [...]
About This Video:
Did you know that there are three main types of life insurance that are available to consumers? This brief video explains the differences between Whole Life, Term and Endowment.
Many people have asked me lately about life insurance for their children or grandchildren.
Let me PREFACE this message by stating that kids DON’T NEED life insurance SINCE nobody is depending upon their income to make ends meet, unless perhaps they are a child TV or movie star. And this is certainly not a subject to [...]
Those who choose to really live life on the edge need to make sure they have adequate life insurance coverage as the risk for losing their lives goes up dramatically. One of the biggest aspects that underwriter’s evaluate when choosing to grant coverage is an individual’s career choice and their overall choice of regular hobbies. [...]
Let us take a look at the 10 year, 20 year and 30 year term life insurance policies.
You know, you have a bunch of great policies that the public can choose from, however, for some reason there are certain ones that just stand out. They tend to stand way above all level term life insurance [...]
The insurance industry is booming, providing an essential lifeline for the unexpected events in life. Whether its car insurance, home insurance, pet insurance or even life insurance, the insurance industry is there to protect us against the unexpected, and to financially assist in covering the losses arising from these events. It may be easy to [...]
When you retire you are saying that you are done with the hassles of life and the fast lane and it is time for a little rest and relaxation. This is going to be the best time in your life and most people will live that dream to its fullest. Of course there is the [...]