About this video:
Short clip from very successful financial adviser Dave Ramsey’s live radio show where he talks about why term life insurance beats cash value 100% of the time. Cash value being Whole Life, Variable Life, Universal Life, etc. Term life insurance is a very important part of a successful financial game plan.

Purchasing life insurance for another party can be a rather touchy issue. There is always the matter of how the person will take the issue and this can be rather uncomfortable for someone who is sensitive by nature. This is just one of the things that you will need to think about before purchasing life [...]

After the death of a loved one there are many things to tend to. One that most people don’t look forward to is dealing with financial matters. The funeral costs need to be addressed as do any outstanding bills that the deceased may have had.

One of the first steps when you have decided to take the plunge and purchase life insurance is to find a price you can afford. The cost of monthly premiums can vary greatly between companies so it’s wise to get a few quotes before settling on one company.

When most people are buying life insurance they are thinking about protecting their family and that includes children in most cases. The matter comes to light if you happen to pass on before your children are of age. So the question of whether or not you can leave a portion or the whole of your [...]

It is no secret that your home is likely the largest and most expensive purchase you will make in your entire life. Of course you will also spend the better part of your life paying for it as well and that means that you will want to protect the investment that you have made. This [...]

There are several factors that are considered when a life insurance company evaluates an individual for coverage. Most people believe they are in perfect health and will live forever. The fact is that no one knows exactly when they will die. With this in mind the job of the insurance underwriter is to look at [...]

About This Video:
The new kind of term life insurance, return of premium, is explained in this interview.

There are certain times in everyone’s life when they need to sit down and review their life insurance needs. Circumstances change and it’s important to stay on top of your own individual insurance needs.

If you happen to be a smoker and are looking for affordable life insurance, you may soon realize that high life insurance rates are just a part of life for those who use any sort of nicotine. The reason for this is simple to understand; smokers are more at risk for such things as [...]